TokenfyYour Money, Stable & Borderless
Send, receive, and spend USDC & USDT as easily as M-Pesa. Tokenfy brings stablecoin simplicity to your everyday transactions.
Everything You Need in One Wallet
Tokenfy combines the stability of USD with the convenience of mobile money
Instant Funding
Top up your wallet instantly via M-Pesa, bank transfer, or card. See live exchange rates before every transaction.
Send Globally
Send USDC or USDT to anyone, anywhere. No borders, no delays, just instant transfers at minimal cost.
Pay Merchants
Pay businesses using your stablecoin balance with automatic conversion to KES via M-Pesa integration.
Easy Withdrawals
Cash out to M-Pesa or your bank account anytime. Transparent fees and real-time FX rates.
Bank-Grade Security
Your funds are secured by Fireblocks custody. KYC-verified accounts with PIN and biometric protection.
Simple Onboarding
Start with just your phone number. Explore in Lite Mode, then complete KYC when you're ready to transact.
Built for Everyone
Whether you're sending money home or running a business, Tokenfy works for you
Remittance Receivers
Receive USD from family abroad and spend locally without losing value to exchange rates.
Diaspora & Expats
Send money home or pay for services in Kenya while earning in USD. Keep your savings stable.
Travelers
Avoid unfavorable FX rates. Use your USD-denominated wallet for local payments and withdrawals.
Traders & Merchants
Accept and make payments in stablecoins. Perfect for importers, exporters, and online vendors.
Savers
Preserve value in USD while maintaining easy access to your funds for daily transactions.
Explorers
Curious about stablecoins? Start in Lite Mode and learn before you commit any funds.
How Tokenfy Works
Get started in minutes, transact in seconds
Sign Up
Download the app and create your account with just your phone number and PIN.
Explore
Browse features in Lite Mode. No KYC required to see how everything works.
Verify
Complete KYC with your ID and selfie when you're ready to start transacting.
Transact
Fund your wallet, send money, pay merchants, or withdraw to M-Pesa instantly.
Be First to Experience Tokenfy
Join our waitlist and get early access when we launch. Plus, refer friends and earn rewards!
- ✓ Early access to Tokenfy features
- ✓ Exclusive launch bonuses
- ✓ Priority support
- ✓ Referral rewards program